Regulation and Supervision

• As a state-regulated trust company, First Capital Surety & Trust Company is subject to state banking laws, regulations and management oversight.
• First Capital undergoes 2 external and multiple internal audits annually.  First Capital is also regularly audited by state bank examiners.
• In addition, our internal controls are regularly examined by external auditors and by the banking examiners, as well.
• As a trust company, First Capital reviews your trust account regularly to confirm the safekeeping and the integrity of your trust assets.
• First Capital is proud of its longstanding record of financial integrity and trust management oversight.