First Capital

and you

First Capital Surety & Trust Company (“First Capital”) is an independent state-chartered trust company with its charter situs being South Dakota. First Capital’s business is to serve as trustee and trust administrator for Settlement Trusts and Wealth Management Trusts, i.e. financial and estate planning trusts. Pursuant to South Dakota statute, First Capital may administer trusts in all fifty states and is trustee for more than 1,100 trusts.


First Capital serves as trustee and administrator for Directed Trusts (unbundled trusts) where the trust’s assets are invested and managed by an entity other than First Capital. These entities may be a R.I.A., broker dealer, financial planner or other investment service provider.